Collect money in the currencies your clients use, hold it, spend it on a virtual Visa card, and send it onward — with free deposits and every cost shown before you confirm.
Get bank details in your own name so clients, employers and marketplaces can pay you locally.
UK pound accounts are coming soon — our banking partner is finalising approval.
Move money out to a bank account in minutes, with the rate and any fee shown before you confirm.
Nigeria, Ghana and Kenya are activating soon.
Create a card in seconds and spend your balance online anywhere Visa is accepted.
Cards are available to verified customers upon account approval.
Hold USD, GBP and EUR side by side and convert only when you choose to.
Use MoneyChief inside Telegram with no password, or install it to your home screen.
Invoice international clients in their own currency and settle payouts the same day.
Simple and shown up front. Nothing is taken out after you confirm.
Incoming deposits
Free
US wire, UK Faster Payments and euro SEPA all credit in full — you receive 100% of your funds.
Currency swaps & international transfers
£0 fee
Built into the rate you are shown, with the mid-market benchmark alongside it. No separate charge.
Same-currency transfers out
1.99 flat
A network clearing fee on transfers that do not change currency, such as dollars to a US bank account.
Virtual cards
No monthly fee
An embedded exchange spread applies when you spend in a currency other than the card's own.
Grow what you keep, not just what you move. Savings pots are live today — investments are on the way.
Set money aside for rent, family or a trip home, with goals and progress you can see. Available in your account now.
Available nowReady-built portfolios from cautious to adventurous, plus themed options like global technology.
Coming soonBe first in line
Leave your email and we'll let you know the moment investments open.
Verify once and your accounts are issued straight away.
Verification typically completes in under 10 minutes.
